Nine Strategies That Can Make or Break Your Prosperity

By Beth O'Hara & Chris McLaren - April 2014

Money can be a source of great joy or great stress, depending on your attitudes and beliefs.  In fact, many studies have shown that happiness does not correlate well with income levels.  Contentment about perceived prosperity is dependent on a number of factors. Two primary factors are our views about ourselves and our beliefs about money. The Enneagram is an excellent tool for exploring our beliefs about money that hinder prosperity.  The Enneagram will also help us adopt new perspectives so that we may shift our beliefs allowing for greater abundance in our lives.

9 Money Beliefs and 9 Prosperity Practices

Pick out your most frequent money habits from the list below and take on a daily practice of shifting those beliefs. Want to work on these in more depth? Check out Money and Me: Using the Enneagram to Make Conscious Money Decisions.


1.    Belief: I’ll never be good/perfect enough to have abundance.

This leads to excruciating judgment of ourselves and spills out into judging those we love; especially our partners, family members and friends. We judge things like: how we handle our money, how much money we have, and how others handle their money. This leads to comparisons like: are we making enough, do others make more, and do others manage their money better.

Practice reminding yourself that you are doing your best in each moment and that is enough.


2.    Belief: I have to take care of others before I can ever have my own needs met.

This belief creates repression of your money needs and a subtle dependence on others to get those needs met.  No one will ever take care of you as well as you can take care of yourself. When those needs aren’t met the way you would like, resentment arises. You can only serve others well when you are properly nourishing yourself.

Practice taking care of yourself before taking care of others. Practice receiving.

3.    Belief: I have to work, work, work to have abundance.

This leads to an imbalance in life and a form of self-vanity that it all depends on you. Prosperity is a balance of doing and resting. Slowing down allows creative ideas to emerge. Accomplish more through balance.

Practice balancing work with time to relax, rest and just be.


4.    Belief: Everyone else has the prosperity I desire and I’m too flawed to have it.

This is a grass is always greener mentality – I don’t have it and everyone else does. It leads to a downward spiral of self-deficiency and melancholy, like wearing “blue-colored lenses” instead of “rose-colored lenses”. When you can’t see your own gifts and abundance, you’ll never experience the emotional satisfaction of what you actually have.

Practice gratitude each day for all the blessings in your life and all your gifts. Check out this website for a dose of financial reality and practice keeping your attention on what you do have.


5.    Belief: Lack mentality – I’ll never have enough and others will deplete what I do have.

Money is a simply a medium of exchange, a type of energy. There are many forms of energy that comprise the concept of abundance. If you believe that money is limited, this will lead to withholding, creating a stagnation in this energy. Your energy around money has to flow for your money to grow.

Practice noticing all the ways that money and energy flow into your life. Remember that energy is abundant.

6.    Belief: I’m not prepared or competent enough to make the money I want.

Worst case scenario thinking is excellent in an emergency; however, it can bog down creativity and prosperity when you are not in a crisis situation.  It is important to slow down and notice that this sense of incompetence is simply a thought (and not necessarily real).

Practice: Engage a trusted friend to help you evaluate where your competencies do and do not lie. Make a list of the skills you do have (so you’ll remember them) and gain the new skills you need. Take a deep breath and use your vast reserve of courage to reach your money goals step by step.

7.    Belief: Money is too stressful and frustrating to warrant my attention.

This belief keeps us in a cycle of escaping money issues while the stress, urgency and issues pile up higher and higher. Ignoring or reframing your money situation doesn’t change the fact that you still have to pay the bills.

Practice: Have patience with yourself and with your money goals. Set small, reachable goals and work on them a little each day.


8.    Belief: Money is a way I can be controlled by others.

Money can be an issue that brings on anxiety by those of us who feel controlled by it or feel that others can control us through money. While we think we are keeping ourselves protected this way, this actually puts us in a victim role – the thing we are most trying to avoid.

Practice being vulnerable with yourself and acknowledge that you have this anxiety. Then communicate these concerns with those who you share money decisions. When you are honest with yourself about your vulnerabilities, you will see that you can’t really be controlled.


9.    Belief: I don’t deserve to have money.

This leads to self-neglect and self-forgetting. Are you really worth less than other people? Are you really invisible? “You are a child of the universe, no less than the trees and the stars; you have a right to be here.” (-Max Ehrmann)

Practice remembering that you are worth just as much as everyone else. Spend time each day setting your money priorities and working on your money goals for yourself.


Beth O’Hara is an accredited Enneagram Teacher and Trainer, a certified Life Coach, and senior faculty for the School of Conscious Living. She is a gifted facilitator and coach, experienced in walking clients through money and life changes. She has also taught college level classes in Economics and Finance.

Chris McLaren, ChFC® has been helping clients make wise decisions with their wealth for more than 21 years. He is dedicated to the client-centered, purposeful planning process for which Resonate is nationally known. This process integrates all aspects of a client’s life-financial, emotional, social and spiritual.

Fee-Based Planning offered through Resonate Advisors, Inc. a State Registered Investment Advisor Securities offered through ValMark Securities, Inc., Member FINRA, SIPC. Third Party Management offered through ValMark Advisers, Inc., a SEC Registered Investment Advisor. 130 Springside Dr., Suite 300, Akron, OH.  44333, 800-765-5201. Resonate, Inc. is independent of ValMark Securities, Inc. and ValMark Advisers, Inc. Resonate, Inc. and Conscious Living Center are not affiliated.



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